We charge by the hour or a simple flat fee for financial planning. For most people, the flat fee for financial planning is $1,000. Half of which is due upfront and the remainder is due after the plan has been delivered.
If you would like help with investment management, our fee schedule is based on a percentage of assets under management. We try to keep those management costs as low as possible so you can keep more of what you earn, which puts you closer to your goals faster.
We will discuss all fee arrangements and reach an agreement, up front, before any investment decisions are made.
The financial planning fees (fees) described above may increase or decrease depending upon the complexity of your individualized financial plan or the assets upon which your financial plan is based. Financial plans are sold pursuant to a Financial Planning Agreement (FPA) between Voya Financial Advisors, Inc. (VFA) and you, the client, pursuant to the terms and conditions contained therein. Please consult the fee listed on the FPA for the fee applicable to your financial plan. In the event of a discrepancy between the fees listed above and the fee listed on your FPA, the fee listed on your FPA will control.